Terms of Use
Effective Date: 05/01/2026
By accessing or using TheRateTrackers.com (“Website”), you agree to be bound by these Terms of Use. If you do not agree, please do not use this Website.
Website Purpose
TheRateTrackers.com is a marketing website that provides general information related to mortgage financing and connects users with licensed lending professionals.
This Website does not provide financial, legal, or tax advice. All information is for informational purposes only and should not be relied upon as professional advice.
Use of this Website does not create any agency, fiduciary, or advisory relationship between you and TheRateTrackers.com.
No Loan Commitments
TheRateTrackers.com is not a lender, mortgage broker, or loan originator. We do not make credit decisions, issue loan approvals, or guarantee any loan terms.
All loans are originated through Lighthouse Lending Group, Inc. (NMLS #2446227), a licensed mortgage lender.
We do not guarantee loan approval, interest rates, loan terms, or financial outcomes.
Use of Website
You agree to use this Website only for lawful purposes and in a manner that does not infringe upon the rights of others.
You agree not to use this Website to:
- Provide false or misleading information
- Attempt to gain unauthorized access to the Website
- Interfere with the Website’s functionality
Information Accuracy
While we strive to provide accurate and up-to-date information, we make no warranties or representations regarding the accuracy, completeness, or reliability of any content on this Website.
Third-Party Services
This Website may utilize third-party services, including customer relationship management systems, automation tools, and secure application portals.
We are not responsible for the performance, security, or practices of these third-party services.
Limitation of Liability
To the fullest extent permitted by law, TheRateTrackers.com and its operators shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of this Website.
External Links
This Website may contain links to third-party websites. We are not responsible for the content or practices of those websites.
Intellectual Property
All content on this Website, including text, graphics, logos, and design, is the property of TheRateTrackers.com and may not be copied or used without permission.
Changes to Terms
We may update these Terms of Use at any time. Changes will be posted on this page.
Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of California.
Contact Information
If you have any questions about these Terms of Use, please contact:
brian@theratetrackers.com